Reinvent the way your customer interacts with payment.

A payment wearable (or "wearable") is any accessory or everyday object, such as bracelets, rings, key rings or T-shirts, equipped with secure technology to carry out financial transactions by proximity. Prospera Stono transforms these objects into tangible digital wallets, allowing the end user to make payments by bringing the accessory closer to the machine, without the need for plastic cards, smartphones or physical cash, uniting lifestyle and financial convenience.

Yes, the security is identical to that of a high-tech EMV chip card. We use a process called tokenization, which replaces the sensitive data on the original card with unique encrypted codes for each transaction, ensuring that financial information is never exposed or stored on the device. What's more, if the accessory is lost or stolen, the user can block it instantly via the app, keeping their main account and other cards functioning normally.

No, that's one of the main advantages of our passive technology. Prospera Stono's payment wearables have no internal batteries and never need to be plugged in. The internal chip is energized by the magnetic field of the card machine itself at the exact moment of approach, ensuring that the device is always ready for use, 24 hours a day, as well as being totally resistant to water and dust because it is a sealed part.

In scenarios where the solution uses tokenized payment credentials and the end customer personalizes the device directly in the Issuer's application, we offer a fully Plug & Play model. Using our SDK, your team can quickly integrate the management of the wearables into the existing application, ensuring an agile and simple implementation. When the customization of tokenized credentials takes place in your internal operation or at the Prospera Stono factory, we also offer a guided integration process, facilitating the technical setup and reducing complexity for your team. In both cases, our aim is to ensure that you focus your efforts solely on distribution and customer relations, while we take care of the more complex technical side.

The devices work universally on any payment terminal enabled with NFC (Near Field Communication) technology, which is the global standard for proximity payments. This covers the vast majority of active terminals in Brazil and around the world, allowing your customers to use the wearable to pay for everything from coffee on the corner to purchases on international trips, just as they would with a traditional contactless card.

Personalization is certainly at the heart of our business. Prospera Stono's technology makes it possible to transform the visual identity of your company, club or event into a physical product. We can customize colors, materials (such as silicone, leather, metal or ceramic) and shapes, creating exclusive collections that carry your logo. This transforms the means of payment into an item of desire and a powerful branding channel that the customer carries on their body.

By offering wearables, your company is directly tackling the problem of inactivity and lack of differentiation. For banks and fintechs, the device encourages account activation, increases frequency of use (principality) through convenience and reduces the cost of acquisition. For clubs and events, it monetizes the fan base, speeds up consumption by eliminating queues and creates a deep emotional connection, turning a simple transaction into an act of belonging and style.